More New Yorkers now qualify for this $0 premium plan that offers comprehensive benefits, including dental and vision
The Essential Plan, also known as the Essential Health Plan, is a state-sponsored health insurance program for low-income New Yorkers. This plan offers comprehensive benefits, including dental and vision, at a $0 premium and no deductible. Recently, the eligibility requirements for this plan have changed, making it available to even more New Yorkers. In this article, we will discuss the new eligibility criteria and how you can enroll in this essential plan.
Eligibility Criteria
Previously, the Essential Plan was only available to individuals with incomes between 138% and 200% of the Federal Poverty Level (FPL). However, as of January 2024, the income eligibility for this plan has been expanded to include individuals with incomes up to 300% of the FPL. This means that more New Yorkers can now qualify for this affordable and comprehensive health insurance option.
In addition to the income eligibility, individuals must also meet other criteria to qualify for the Essential Plan. This includes being a resident of New York State, not being eligible for Medicaid, and not having access to affordable employer-sponsored health insurance. It is important to note that individuals who are eligible for other state-sponsored health insurance programs, such as Child Health Plus or the Qualified Health Plans, are not eligible for the Essential Plan.
How to Enroll
If you meet the eligibility criteria for the Essential Plan, you can enroll at any time throughout the year. There is no open enrollment period for this plan, so you can apply whenever you are ready. To enroll, you can visit the New York State of Health website or contact a certified enrollment counselor for assistance. You will need to provide proof of income and residency when applying for the Essential Plan.
Benefits of the Essential Plan
The Essential Plan offers comprehensive benefits, including medical, dental, and vision coverage. This means that you can receive the care you need without worrying about high out-of-pocket costs. In addition, the Essential Plan also offers free preventive care, such as annual check-ups and screenings, to help you maintain your health and catch any potential issues early on.
Conclusion
The Essential Plan is a valuable health insurance option for low-income New Yorkers. With the recent changes to the eligibility criteria, more individuals can now qualify for this $0 premium and no deductible plan. If you or someone you know may be eligible for the Essential Plan, be sure to enroll and take advantage of the comprehensive benefits it offers. Remember, #YouAreEssential and your health should not be a financial burden.
Have you or someone you know recently enrolled in the Essential Plan? Share your experience in the comments below. And don’t forget to spread the word about the expanded eligibility for this essential health insurance option. Contact us at (+1) 646 233 1499.
