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ACA is a diverse network of multi-cultural insurance agents, Agencies, and industry leading professionals with a global mindset and a collaborative culture. We work to understand your issues and are driven to ask better questions in the pursuit of making your health insurance work for you.
Join Our ACA Family
We're a National IMO Providing the Support You Want and the Technology You Need to Help You Thrive.
Greater ACA Impact. Stronger Brand. Enhanced Visibility.
Join Our ACA Family. Our agency solutions connect you with consumers, build trust in your brand, and expand your reach to drive real results.
Agency growth, marketing support & guidanceDirect contracts + full commissions Online visibility, agency identity, and lead genMarketplace Certifications and trainings, and backoffice support Exclusive industry insights and news
It’s Your Call. Get the 1-on-1 support you need, on your schedule, to help you achieve your agency goals.
Expand Your Team. Strengthen Your Presence. Scale Your Agency.
Get the materials you need—delivered to your doorstep. From giveaways and leads to back-office support, we provide the resources you need to succeed.
Receive the training and strategic guidance you need for strong agency operations and to take your brokerage to the next level.
Partner with Our Award-Winning U65 FMO for Unmatched Support & GrowthSteps in Becoming an ACA Agent
Get started in the first week of applying.Apply Online
Our Team Will Review Your Application Same Day
Contract Gets Sent Out
Receive Appointment Letter
Innovation, Structure, & The Right Support
The Road to Becoming a Successful ACA Agent Begins with Us.
Why Partner With ACA?
StrategyExperience + award winning model with state of the art broker platformTop ContractsMore than 130 contracts nationwide to help serve a larger pool of clients and tailor to their specific wants and needs.Marketing MoneyReady to make a splash in the market and boost your brand visibility? Look no further! Take your business to new heights with us.
Let's Make an Impact Together
"We are here to make the biggest impact in the nation and to help bridge the gap between insured and uninsured Americans."Mikhail Yusupov, M.P.A.Founder & President
Latest Articles & Podcasts
We explore some of the latest trends and strategiesHow Can a SEP IRA Impact Marketplace Tax Credits? Why the Right Health Insurance Broker Can Save Self-Employed Consumers Thousands
Can a SEP IRA Really Change How Much a Consumer Pays for Marketplace Health Insurance? Yes. For self-employed consumers, a SEP IRA contribution can sometimes lower taxable income enough to increase Marketplace premium tax credits. In simple terms, the Marketplace looks at a household’s income to decide how much help they receive toward health insurance...
NYSOH Is Eliminating the Essential Plan 200–250 Category: What New York Brokers Need to Know Now
New York brokers should treat the end of the Essential Plan 200–250 category as one of the biggest individual-market transitions on the horizon. NY State of Health says the expanded Essential Plan coverage for people between 200% and 250% of the federal poverty level will end effective July 1, 2026, following federal funding changes and...
CMS Final Rule 2027: What Medicare Agents and Brokers Need to Know Before AEP
CMS released the Contract Year 2027 Medicare Advantage and Part D Final Rule on April 2, 2026. The rule is effective June 1, 2026, applies to coverage beginning January 1, 2027, and the new marketing and communications policies apply beginning October 1, 2026. For brokers and agencies, that means the operational changes start now, not...
Medicare Part D Late Enrollment Penalty: What Beneficiaries Need to Know & What Brokers Are Allowed to Discuss
Published by AffordableCareAgents.com Each year during the Annual Enrollment Period (AEP), Medicare beneficiaries review their prescription drug coverage and often ask about the Medicare Part D Late Enrollment Penalty (LEP). This penalty is one of the most misunderstood aspects of Medicare, and it’s important to clarify how it works—and what brokers can and cannot discuss...
How Much Does Extra Help Really Pay in 2026? A State-by-State Breakdown Every Broker Must Know
2026 Brings Big Changes — Are Your Clients Ready? The Medicare Extra Help program (also called the Low-Income Subsidy, or LIS) continues to be one of the most valuable benefits for seniors with limited income. But every year, CMS updates the benchmark premium amounts — the maximum Part D premium that Extra Help will fully...
How to Handle U65 ACA Enrollments Without FFM Certification — and Where You Can Get Certified in 2025
Brokers serving under-65 (U65) consumers in the Affordable Care Act (ACA) marketplace are facing an unusual gap in 2025. The Federally Facilitated Marketplace (FFM) certification window has closed, and the 2026 training is not yet available. For many agents, this means waiting until later in 2025 to re-certify with HealthCare.gov. But here’s the opportunity: while...
Be at the forefront of the new innovation
Your goals are individual. We believe business advice should be too, so we help your business thrive in this work environment.
Our Team
We explore some of the latest trends and strategies
FounderMikh Yusupov
Executive Sales Leader & Coach Beck Sayfullaev
Co-Founder, Director of MarketingMamdouh Nasr
Executive Sales LeaderEsther Klien
Executive Sales Leader & Coach Alberto Gerardini
Executive Sales Leader & Coach Rida Carlo
