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2025 ACA Certification: Who Needs It & How to Get Certified If you plan to sell Affordable Care Act (ACA) health insurance plans in 2025, you need to complete the proper certification process. Whether you’re a new agent or a returning one, certification ensures compliance and allows you to assist consumers with ACA enrollments....
Turn Slow Months into Big Opportunities with Year-Round Medicare Sales The Medicare Lock-In Period (January 1 – October 15) often feels like a slow season for agents, but it doesn’t have to be! While Medicare Advantage and Part D plan enrollments are restricted during this time, you can still boost your revenue by selling high-demand,...
EmblemHealth’s Essential Plan has long been a go-to option for New York brokers serving lower-income clients who don’t qualify for Medicaid but still need affordable, comprehensive coverage. But 2026 brings the biggest change to this product since it launched: New York State is eliminating the expanded 200%–250% FPL eligibility tier effective July 1, 2026, shifting...
Roughly 28 million Americans were without health coverage in 2025 — and 2026 is on track to make that number worse. The expiration of enhanced ACA premium tax credits at the end of 2025 has already triggered the sharpest single-year Marketplace enrollment drop on record, with KFF estimating that 4.8 to 5.8 million more people...