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AFFORDABLE CARE AGENTS BLOGInsights for Insurance Brokers

Practical guidance on Medicare, ACA Marketplace rules, compliance, and growing your brokerage.

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2027 Medicare Carrier Certification Dates: Complete Broker Guide

If you haven’t started your 2027 Medicare carrier certifications yet, the clock is already running. Carrier certifications are opening in waves right now — July 2026 — and brokers who get certified first have more time to build their book before AEP begins October 15. This complete guide gives you every major carrier’s 2027 certification...

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Start Selling Emblem Health ACA Plans Today!

EmblemHealth’s Essential Plan has long been a go-to option for New York brokers serving lower-income clients who don’t qualify for Medicaid but still need affordable, comprehensive coverage. But 2026 brings the biggest change to this product since it launched: New York State is eliminating the expanded 200%–250% FPL eligibility tier effective July 1, 2026, shifting...

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Mastering Health Insurance Sales: Top Agent Tips

The biggest shift in health insurance sales for 2026 isn’t a new product or a new lead vendor — it’s a regulatory one. On April 2, 2026, CMS finalized the CY 2027 Medicare Advantage and Part D rule, eliminating the 48-hour Scope of Appointment (SOA) waiting period and the 12-hour gap between educational and marketing...

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