New York brokers should treat the end of the Essential Plan 200–250 category as one of the biggest individual-market transitions on the horizon. NY State of Health says the expanded Essential Plan coverage for people between 200% and 250% of the federal poverty level will end effective July 1, 2026, following federal funding changes and...
Brokers serving under-65 (U65) consumers in the Affordable Care Act (ACA) marketplace are facing an unusual gap in 2025. The Federally Facilitated Marketplace (FFM) certification window has closed, and the 2026 training is not yet available. For many agents, this means waiting until later in 2025 to re-certify with HealthCare.gov. But here’s the opportunity: while...
