AFFORDABLE CARE AGENTS BLOGInsights for Insurance Brokers

EmblemHealth’s Essential Plan has long been a go-to option for New York brokers serving lower-income clients who don’t qualify for Medicaid but still need affordable, comprehensive coverage. But 2026 brings the biggest change to this product since it launched: New York State is eliminating the expanded 200%–250% FPL eligibility tier effective July 1, 2026, shifting...