EmblemHealth Essential Plan 2026 guide: $125 quarterly OTC/healthy food allowance, gym reimbursement, dental & vision. See how it compares to Healthfirst, Fidelis, Affinity by Molina & UnitedHealthcare.
The ACA subsidy cliff is back in 2026 and 2027 Open Enrollment just got shorter. See what health insurance brokers must do now to protect clients.
One spouse on Medicare, one on ACA? Learn how household income, subsidies, and enrollment rules work for dual-income couples — complete broker guide for 2026.
The ACA subsidy cliff is back in 2026 and 2027 Open Enrollment just got shorter. See what health insurance brokers must do now to protect clients.
OBBBA reshaped ACA subsidies, Medicaid, and enrollment rules. Complete broker guide to every change, deadline, and opportunity in 2026–2028.
Brokers serving under-65 (U65) consumers in the Affordable Care Act (ACA) marketplace are facing an unusual gap in 2025. The Federally Facilitated Marketplace (FFM) certification window has closed, and the 2026 training is not yet available. For many agents, this means waiting until later in 2025 to re-certify with HealthCare.gov. But here’s the opportunity: while...
2025 ACA Certification: Who Needs It & How to Get Certified If you plan to sell Affordable Care Act (ACA) health insurance plans in 2025, you need to complete the proper certification process. Whether you’re a new agent or a returning one, certification ensures compliance and allows you to assist consumers with ACA enrollments....
ACA certification is essential for agents who sell, market, or assist clients with marketplace health insurance plans. Completing certification ensures compliance and allows agents to access marketplace enrollments and earn commissions.
Benefits of ACA Certification:
With new CMS regulations, expanded subsidies, and increasing demand for ACA plans, being a certified ACA agent in 2025 presents a highly lucrative opportunity.
Who Needs 2025 ACA Certification?
You must complete certification if you:
Who Needs Full Certification?
Even if you focus on off-exchange enrollments, completing ACA certification builds trust with clients and ensures you fully understand marketplace rules.
