One spouse on Medicare, one on ACA? Learn how household income, subsidies, and enrollment rules work for dual-income couples — complete broker guide for 2026.
502 East Atlantic Ave. Delray Beach FL, 33483
(+1) 561-652-5770
AFFORDABLE CARE AGENTS BLOGInsights for Insurance Brokers
Practical guidance on Medicare, ACA Marketplace rules, compliance, and growing your brokerage.
Featured Topics
If you haven’t started your 2027 Medicare carrier certifications yet, the clock is already running. Carrier certifications are opening in waves right now — July 2026 — and brokers who get certified first have more time to build their book before AEP begins October 15. This complete guide gives you every major carrier’s 2027 certification...
For many dual-eligible seniors in New York, the biggest fear isn’t a diagnosis — it’s losing the ability to stay in their own home. Elderplan’s Medicaid Advantage Plus (MAP) plan, officially called Elderplan Plus Long-Term Care (HMO-POS D-SNP), is built to solve exactly that problem. It combines Medicare, Medicaid, and long-term care into one coordinated...
AHIP 2027 certification is now open — and if you have not started yet, now is the time. The 2027 Medicare + Fraud, Waste, and Abuse (FWA) training launched on June 22, 2026, and every broker who wants to sell Medicare Advantage (MA) and Prescription Drug Plans (PDP) during the 2027 Annual Enrollment Period (AEP)...
If you’re considering becoming a Medicare Advantage broker, you’re entering one of the most stable and fastest-growing career paths in the insurance industry. With over 33 million Americans enrolled in Medicare Advantage plans — and enrollment growing every year as Baby Boomers continue turning 65 — the demand for qualified, licensed Medicare brokers has never...
2026 Brings Big Changes — Are Your Clients Ready? The Medicare Extra Help program (also called the Low-Income Subsidy, or LIS) continues to be one of the most valuable benefits for seniors with limited income. But every year, CMS updates the benchmark premium amounts — the maximum Part D premium that Extra Help will fully...
In August 2025, a federal district court in Texas delivered a landmark ruling with significant implications for the Medicare Advantage (MA) and Part D markets. The court vacated the Centers for Medicare & Medicaid Services’ (CMS) attempt to impose new limits on broker and third-party marketing organization (TPMO) compensation. The decision halts CMS’s effort to...
CMS eliminated the 48-hour Scope of Appointment wait, effective Oct. 1, 2026. See what changed, what stays the same, and how brokers should prepare.
